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Savings/Deposit Accounts > Personal Banking > home

Basic Savings

Our Basic Savings account is a perfect way to begin saving!

Benefits Include:

  • Pays Interest Quarterly
  • Online Banking
  • Live Phone Support
  • Free ATM Card
  • Online Combined Statements

Everyday IRA

Our Everyday IRA account is a start to a progressive retirement plan!

In conjunction with a Home Federal account, a $25 monthly contribution will be made, bringing you a step closer to a comfortable retirement!


Prestige Money Market

At Home Federal, there's no need to forfeit security or liquidity to earn competitive rates. Our Money Market Account option offers limited check writing, a comprehensive monthly statement, and pre-authorized transfer privileges.

This account offers a prestigious way to save for your future.

Minimum Opening Deposit:   $1,000
Minimum Daily Balance:   $1,000
Extras:   Pays Higher Interest Monthly
Live Phone Support
Free ATM Card
Online Combined Statement
Internet Banking:   Free Internet Banking
Free eStatements
Bill Pay
Compatible with personal finance software
Have a question? Contact us.


Earn our most attractive fixed savings rates, in exchange for keeping your money in the bank for a specific period of time. Typical CD terms can range from 90 days up to five years.

CDs are an attractive option if you have longer term plans for using your money. That's because withdrawals from your CD cannot be made until maturity (there may be a penalty for early withdrawal). CDs also allow you to automatically reinvest within a seven-day grace period.

Unlike some other investments, CDs are insured up to $250,000 by the FDIC per account holder. Contact one of our branch representatives for ways to increase your coverage.

 DescriptionPays Interest**ATM CardMinimum Balance to Open
This account includes many extra
services including an ATM card and
online banking
Quarterly Yes $50*
This account offers a prestigious way
to save for your future
Monthly No $1000
A powerful savings opportunity
with no minimum balance
Monthly No $0
A great way to save
with a qualifying checking account
and 3 additional services
Monthly No $10,000

All Home Federal Savings and Money Market Accounts Offer:

  • Free Online Banking with e-Statements
  • Free transactions at Home Federal and Kwik Trip/Kwip Star ATMs
  • Online Combined Statement

*Customers under the age of 21 are exempt from the minimum opening and minimum average daily balance requirement and therefore shall not be charged a fee.

**Contact your local Home Federal Office for current rates.


ATM Card

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